Angad Soin

Angad Soin is the Managing Director AU & NZ and Global Chief Strategy Officer, Xero.

Latest from Angad Soin

What the RBA’s ban on card surcharging means for your small business

By Angad Soin | 24 April 2026

If you run a small business, in particular a cafe, a trade business or a retail store, chances are you’ve had the surcharge conversation with a customer at least once. That small fee at the bottom of the receipt – the one that covers your cost of accepting card payments – is going away from…

How to reset your strategy for 2026

By Angad Soin | 20 January 2026

Every January, the same cycle repeats. Small business owners across Australia set ambitious New Yearʼs resolutions both for themselves personally and their business. Often these overlap as running a business is such a personal journey: “This is the year Iʼll double my revenue,” or “This is the year Iʼll finally step back from the tools.”…

The $76 Billion opportunity for small businesses this summer: how to get your share

By Angad Soin | 18 December 2025

For Australian small business owners, the holiday season isn’t just a time for celebration; it represents the most critical trading period of the year. Let’s be honest, it’s not easy. While major retailers have the ‘war chest’ to sustain marathon sales campaigns from Black Friday to Christmas and into early January, small businesses have to…